Introduction
💳 Koba Developer Documentation
The super platform for seamless payments across Mobile Money and Banking ecosystems.
Koba provides a high-performance API gateway that enables businesses to integrate with M-PESA, Airtel Money, MTN, and major banking networks through a single, secure integration.
🏁 Getting Started
🚀 Quickstart Get your merchant account and make your first API call in under 5 minutes. | 🔐 Authentication Learn how to secure your requests using OAuth 2.0 Bearer tokens. |
📦 Payment Orders Understand the core structures for sending and receiving funds. | 🔄 Webhooks Configure callbacks to receive real-time updates on transaction status. |
️⚡ Core Capabilities
📱 Mobile Money
Direct integration for M-PESA, Airtel Money, MTN, and Vodacom. Optimized for <10s transaction confirmation.
🏦 Bank Transfers
Automated settlements and disbursements via Pesalink, EFT, and RTGS directly to local and regional bank accounts.
⚡ Bulk Payments
High-throughput engine designed for payroll, disbursements, and large-scale collections with robust error handling.
🔐 Security & Auth
Koba uses industry-standard OAuth 2.0. All requests must include a valid Authorization header.
🔄 Transaction Lifecycle
Our asynchronous engine ensures reliability. Use the following states to track your orders: